Privacy Policy

1. Introduction

USM Holding ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at theusmholding.com and use our financial services.

By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, business name, and business address when you submit forms on our website or contact us directly.
• Financial Information: Business revenue details, funding needs, and other financial data provided during the application process.
• Usage Data: IP address, browser type, pages visited, time and date of visits, and other diagnostic data collected automatically through cookies and similar technologies.
• Communication Data: Records of communications with us, including email correspondence, phone call records, and text messages.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To evaluate and process your funding applications
• To communicate with you about our services, including via email and SMS
• To provide customer support and respond to your inquiries
• To improve our website and services
• To comply with legal obligations and protect our rights
• To send marketing and promotional communications (with your consent)

4. Information Sharing

We may share your information with third parties in the following circumstances:

• With service providers who assist us in operating our business (payment processors, IT providers, etc.)
• When required by law, regulation, or legal process
• To protect our rights, safety, or property
• In connection with a merger, acquisition, or sale of assets

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

5. SMS & Text Message Communications

If you opt in to receive SMS/MMS messages from USM Holding, the following terms apply:

• By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from USM Holding sent using an automated telephone dialing system (ATDS).
• Message frequency varies. You may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan.
• Reply STOP to opt out of receiving text messages at any time.
• Reply HELP for assistance or contact us at shukhrat@theusmholding.com.
• Consent is NOT a condition of purchase. You may use our services without opting into SMS communications.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to monitor activity on our website and store certain information. You can configure your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

7. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• The right to access your personal data
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to opt out of marketing communications

To exercise any of these rights, please contact us at shukhrat@theusmholding.com.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

USM Holding
924A Kennedy Dr, Key West, FL 33040
Email: shukhrat@theusmholding.com
Website: theusmholding.com