Direct Business Lender — Key West, FL

Funding That
Moves Your
Business Forward

Working capital loans, revenue-based financing, and equipment funding solutions designed for businesses ready to grow. Direct lending with transparent terms.

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What We Offer

Tailored Financial Solutions

Working Capital Loans

Flexible funding to cover operational expenses, inventory, payroll, and day-to-day business needs with competitive terms.

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Revenue-Based Financing

Funding tied to your business revenue, offering flexible repayment structures that align with your cash flow patterns.

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Equipment Financing

Acquire the equipment your business needs to grow with structured financing solutions and manageable payment plans.

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Business Funding

Comprehensive business funding programs designed to fuel expansion, bridge gaps, and unlock new opportunities for growth.

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$100M+
Funded to Date
500+
Businesses Served
95%
Client Satisfaction

Our Story

Rooted in Key West,
Reaching Nationwide

USM Holding is a direct business lender headquartered at the southernmost point of the continental United States. From our Key West offices, we provide businesses across the country with the capital they need to grow, adapt, and thrive.

Our approach is built on transparency, speed, and a genuine understanding of what business owners need — funding that works with your revenue, not against it.

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Ready to Fund Your Next Chapter?

Get in touch with our team to discuss your business funding needs. Fast decisions, transparent terms.

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